When the FPL bill jumps in August, the heat pump is usually the one telling on itself
Palatka and East Palatka homes get their power from FPL, most of the rest of the county from Clay Electric, and both send the same message in August: a bill that climbed with no change in habits. Nine times out of ten, that is a heat pump asking for maintenance.

The short answer to the long bill
If your heat pump is more than a few years old, the house is no cooler than it was in June, and the August statement from FPL is noticeably higher than last August’s, the cause is almost always one of three things, and all three are maintenance:
- A dirty outdoor coil. Pollen off the oaks and pines from February through May, then mill and road dust, coat the coil and make the compressor run longer to shed the same heat.
- A low refrigerant charge from a small leak that has been growing all season.
- A weak capacitor or tired contactor making the compressor and fan motors draw more current than they should.
A tune-up addresses all three, and most Palatka homes see the next bill come back toward normal. That is the quick version. Below is the why and the how.
Why the bill moves before anything else does
A heat pump does not usually fail all at once. It gets gradually less efficient, and because the thermostat still eventually reaches its number, nobody notices the house. The electric meter notices. Run time is what you pay for, and every one of the three problems above adds run time.
The river basin makes this sharper than it would be on the coast. July highs around 92 and dew points that stay oppressive through September mean the heat pump runs most of the afternoon and well into the night even when healthy. A coil at half efficiency in that environment does not add ten percent to the bill; it can add a great deal more, and it drags the compressor toward an early failure at the same time.
There is a winter version of the same story. A heat pump whose defrost control has failed or whose charge is low will quietly hand the heating load to its electric strips, which cost several times as much to run. Clay Electric members out toward Interlachen and Melrose see that one in the February bill. The fall tune-up is what catches it.

What a heat pump tune-up has to include here
A tune-up that fits Putnam County equipment covers both seasons and the local hazards:
- Outdoor coil cleaning, chemically, not just a rinse, because the pollen load here cakes.
- Electrical testing under load: capacitor, contactor, compressor and fan amp draws. Rural lightning weakens these parts quietly.
- Refrigerant charge by superheat and subcooling, with a leak flag if it has drifted.
- Defrost cycle and reversing valve run manually, in any season.
- Auxiliary strips and sequencers tested, because a shorted strip is the most expensive winter problem to miss.
- Drain line flushed and treated for the iron, sulfur and hardness in well water across most of the county.
- Blower and indoor coil inspected and cleaned where accessible.
- Static pressure and duct read and inspected, including belly duct on manufactured homes in East Palatka and the rural ZIPs.
- Surge and flood check at the disconnect and board for houses on rural lines or near the St. Johns, Dunns Creek and Crescent Lake.
- Thermostat verified, and confirmed to be a heat pump thermostat at all.
Every reading goes on a sheet you keep. If a part tests weak, you get a price to replace it then rather than in the heat.
What changes the price of a tune-up
Cook’s does not publish maintenance prices here, because the visit is not the same at every house. What moves it:
| Factor | Why it matters |
|---|---|
| One system or several | Two-story homes in The Hammock and Palatka Heights often run two systems; each is a full visit |
| Split system versus package unit | Package units on manufactured homes add the belly duct inspection |
| Condition on arrival | A coil that has not been cleaned in five years takes longer than one cleaned last spring |
| Access | Attic air handlers in historic homes and tight crawlspaces add time |
| Agreement versus single visit | Agreement customers typically see member pricing and priority scheduling; ask for the current structure [[CONFIRM WITH JERRY]] |
| Repairs found | Quoted separately, before they are done, never folded in silently |
What does not change the price: the day of the week or the hour. A Saturday tune-up is billed like a Wednesday one; the calendar does not change the rate.
Scheduling, and the around-the-clock part
The line is staffed every hour of every day. Tune-ups are usually booked during the day, because that is when homeowners want us there, but the same line that takes a 2 a.m. breakdown takes a maintenance booking. The truck leaves Palm Coast on SR 100 and reaches Palatka in about 51 minutes; river-town addresses in Welaka, Satsuma and Crescent City are planned into the route rather than tacked on.
The best windows for a heat pump in this county are March, as the pollen eases and before the heat arrives in mid-May, and October, after the cooling season and before the first freeze. A maintenance agreement puts both visits on our calendar automatically, and Lennox, Carrier, Bryant, Trane and every other brand get the same sheet.
If the bill has already jumped, do not wait for October. Call 866-266-5709, and we will start with the coil.
Maintenance questions from FPL and Clay Electric households
Winter here is a few weeks long. Is a fall visit really worth it?
For a heat pump, yes, because the fall visit tests parts that only matter in heating mode: the reversing valve, the defrost control and sensor, and the electric backup strips with their sequencers. Those are exactly the parts that fail on the first 30-degree morning and send the strips running all week. A short winter makes each cold morning more expensive, not less.
Will you call me when it's time, or do I have to remember?
If you are on a maintenance agreement, scheduling the visits is on us; you get a call or a message when the season comes around. Ask whether reminders are also offered to customers without an agreement, and how the current agreement is structured. [[CONFIRM WITH JERRY]]
What does the technician actually do during the tune-up?
Cleans the outdoor coil and checks the fan, tests the capacitor and contactor under load, measures refrigerant charge by superheat and subcooling, runs the defrost cycle, tests the strips and sequencers, flushes and treats the drain, inspects the blower and indoor coil, reads static pressure across the duct, and verifies the thermostat. You get the readings in writing.
Can skipping maintenance affect the manufacturer's warranty?
It can. Most manufacturers, Lennox included, require that the equipment be maintained and can deny a parts claim on a compressor or coil that failed from a neglected, dirty condition. Documented annual service is the simplest protection for a warranty you may need in year eight.
Other services in Palatka
- A/C ServicesRepair, tune-ups, replacement and thermostats across Putnam County, one phone number, around the clock.
- A/C RepairSame-day diagnosis, any brand, and an honest answer when the repair is really a replacement.
- A/C MaintenanceSpring tune-ups built for well water, pollen and twelve-year-old systems. Fewer breakdowns, lower bills.
- A/C InstallationRight-sized replacement systems for historic, block and manufactured homes, installed any day of the week.
- ThermostatsSmart, programmable and plain thermostats, matched to your system and set up for a Putnam County summer.
- GeothermalGround-source heat pumps for rural Putnam County lots, with honest advice on when they pay and when they don't.
- Heating ServicesHeat pumps, gas furnaces, strip heat and mini-splits, serviced from one truck for a short, costly season.
- Heat PumpRepair, tune-ups and new heat pumps for a river-basin climate that runs hot, wet and occasionally frozen.
- Heat Pump RepairFast heat pump repair for block houses, manufactured homes and historic retrofits, any brand, any hour.
- Heat Pump InstallationNew heat pumps sized for the house, installed in the March window before the eight-month cooling season begins.
- Furnace RepairGas, propane and floor-furnace repair for a county that heats briefly and cannot afford to heat badly.
- Furnace MaintenancePre-winter furnace and strip-heat checkups, built for a county that heats a dozen mornings and cannot afford a bad one.
- Furnace InstallationGas furnace installation for homes and businesses on Palatka Gas Authority lines, and an honest heat pump alternative for everyone else.
- Air QualityFiltration, purification, ventilation and humidity control for a county of oak pollen, mill dust and damp crawlspaces.
- Indoor Air QualityDiagnosing the smells, dust and dampness inside Putnam County homes, and fixing the cause rather than masking it.
- Duct CleaningDuct cleaning and sealing for block homes, manufactured homes and historic retrofits, with a straight answer on when it's worth it.
- CommercialRooftop and split-system service, planned maintenance and after-hours installs for Putnam County businesses.
Bill up, comfort down?
Book a heat pump tune-up anywhere in Putnam County. The answer is usually on the coil.